Starting from $63.00 /month*
Overseas Visitors Health Cover
Affordable health cover that meets your visa requirements and protects you while you’re in Australia.
Get a quote*Price shown is based on the Overseas Workers Base Cover for a single policy.
Starting from $63.00 /month*
Overseas Visitors Health Cover
Affordable health cover that meets your visa requirements and protects you while you’re in Australia.
Get a quote*Price shown is based on the Overseas Workers Base Cover for a single policy.
Starting from $63.00 /month*
Overseas Visitors Health Cover
Affordable health cover that meets your visa requirements and protects you while you’re in Australia.
Get a quote*Price shown is based on the Overseas Workers Base Cover for a single policy.
Choose AIA Health
Choose AIA Health
Choose AIA Health
We’re committed to providing you great value healthcare protection whilst you’re in Australia, so you can spend time focusing on the things that matter most to you. Our Overseas Visitors Cover (OVHC) range is designed to meet your visa conditions and offers you high quality and consistent health cover.
Choose AIA Health
We’re committed to providing you great value healthcare protection whilst you’re in Australia, so you can spend time focusing on the things that matter most to you. Our Overseas Visitors Cover (OVHC) range is designed to meet your visa conditions and offers you high quality and consistent health cover.
Trusted provider
AIA Health Insurance is founded on decades of trusted knowledge and expertise thanks to the AIA Group – a multinational health and life insurer across 18 markets protecting over 50 million lives.
Visa compliant cover
AIA OVHC options provide affordable health insurance that also meets your 8501 visa conditions.
Award winning insurance*
A multi-award-winning life and health insurer, dedicated to helping millions of people live Healthier, Longer, Better Lives.
24/7 Health line
Receive care and assistance at any time or day with our trusted partner Nationwide Helpline Services (NHS). Calls to our Health Line are free, providing AIA OVHC members access to medical assistance and support when they need it.
Easy to use
Our secure online member portal makes it easy for you to instantly claim your medical expenses. Plus, you can easily update your details and review your cover at any time.
Cover for emergencies
All our products include cover for accidents and emergency ambulance services, so you know you’re covered when you need it most.
Trusted provider
AIA Health Insurance is founded on decades of trusted knowledge and expertise thanks to the AIA Group – a multinational health and life insurer across 18 markets protecting over 50 million lives.
Visa compliant cover
AIA OVHC options provide affordable health insurance that also meets your 8501 visa conditions.
Award winning insurance*
A multi-award-winning life and health insurer, dedicated to helping millions of people live Healthier, Longer, Better Lives.
24/7 Health line
Receive care and assistance at any time or day with our trusted partner Nationwide Helpline Services (NHS). Calls to our Health Line are free, providing AIA OVHC members access to medical assistance and support when they need it.
Easy to use
Our secure online member portal makes it easy for you to instantly claim your medical expenses. Plus, you can easily update your details and review your cover at any time.
Cover for emergencies
All our products include cover for accidents and emergency ambulance services, so you know you’re covered when you need it most.
Trusted provider
AIA Health Insurance is founded on decades of trusted knowledge and expertise thanks to the AIA Group – a multinational health and life insurer across 18 markets protecting over 50 million lives.
Visa compliant cover
AIA OVHC options provide affordable health insurance that also meets your 8501 visa conditions.
Award winning insurance*
A multi-award-winning life and health insurer, dedicated to helping millions of people live Healthier, Longer, Better Lives.
24/7 Health line
Receive care and assistance at any time or day with our trusted partner Nationwide Helpline Services (NHS). Calls to our Health Line are free, providing AIA OVHC members access to medical assistance and support when they need it.
Easy to use
Our secure online member portal makes it easy for you to instantly claim your medical expenses. Plus, you can easily update your details and review your cover at any time.
Cover for emergencies
All our products include cover for accidents and emergency ambulance services, so you know you’re covered when you need it most.
Visiting or working in Australia?
Visiting or working in Australia?
Visiting or working in Australia?
Visiting or working in Australia?
Health insurance for Working and Skilled visas
Planning on working in Australia? AIA Health provides Overseas Visitors Health Cover (OVHC) options that ensure that you have the required level of health insurance for you and your family's visa requirements.
Apply now
Health insurance for Work and Holiday visas
Seeking an extended holiday in Australia? Protect yourself against unexpected hospital and medical expenses while you travel and work with affordable Overseas Visitors Health Cover (OVHC) options.
Apply now
Frequently asked questions
If you’re applying for visa subclasses 188, 400, 403, 407, 408, 417, 462, 476, 482, 485, or 489, you may be required to show proof of adequate health insurance coverage for the duration of your stay in Australia as part of your visa application to enter the country.
This requirement (8501 Visa Condition) may apply to you and any dependents who will be accompanying you to Australia. AIA Health will provide the required evidence for your visa application either directly to you or to your nominated migration agent or lawyer at your request.
If you’re already in Australia on a different visa and are transitioning to a new visa, you will be able to review and update your cover to suit the conditions of your visa as outlined by the Department of Home Affairs. AIA Health will provide the required evidence of adequate health insurance for your visa application either directly to you or to your nominated migration agent or lawyer at your request.
Please note, that waiting periods can apply for an OVHC policy. Where you are transferring from equivalent (or higher) cover with another health insurer, you may not have to re-serve waiting periods already served. At AIA, we will honour waiting periods already served where you are transferring from equivalent (or higher) cover with another health insurer. An exception to this is where you are transferring from an overseas health insurer, where a 12-month pre-existing condition waiting period will still apply.
For more information on visa conditions, visit the Australian Government Department of Home Affairs.
If your visa gets denied and you cancel your policy within the first 30 days of joining AIA Health, we will refund any premium paid, unless you have made a claim. In which case, your refunded premiums will be prorated. Any additional premiums paid in advance will be refunded to you in full.
Absolutely! AIA Health Overseas Visitors Health Cover (OVHC) applies everywhere across Australia. Whether you’re wanting to travel or move within Australia, you can rest assured that you’re covered. If you do move residences, you’ll need to update your details through the Online Member Portal or by calling us on 1800 161 170 (Onshore: Mon-Fri between 9am-5pm).
Please note, AIA Health OVHC does not apply outside of Australia. If you’re travelling outside of Australia, please refer to the Member Guide for more details or call us on 1800 161 170 to discuss whether you’re eligible to suspend your cover while you’re away.
Frequently asked questions
If you’re applying for visa subclasses 188, 400, 403, 407, 408, 417, 462, 476, 482, 485, or 489, you may be required to show proof of adequate health insurance coverage for the duration of your stay in Australia as part of your visa application to enter the country.
This requirement (8501 Visa Condition) may apply to you and any dependents who will be accompanying you to Australia. AIA Health will provide the required evidence for your visa application either directly to you or to your nominated migration agent or lawyer at your request.
If you’re already in Australia on a different visa and are transitioning to a new visa, you will be able to review and update your cover to suit the conditions of your visa as outlined by the Department of Home Affairs. AIA Health will provide the required evidence of adequate health insurance for your visa application either directly to you or to your nominated migration agent or lawyer at your request.
Please note, that waiting periods can apply for an OVHC policy. Where you are transferring from equivalent (or higher) cover with another health insurer, you may not have to re-serve waiting periods already served. At AIA, we will honour waiting periods already served where you are transferring from equivalent (or higher) cover with another health insurer. An exception to this is where you are transferring from an overseas health insurer, where a 12-month pre-existing condition waiting period will still apply.
For more information on visa conditions, visit the Australian Government Department of Home Affairs.
If your visa gets denied and you cancel your policy within the first 30 days of joining AIA Health, we will refund any premium paid, unless you have made a claim. In which case, your refunded premiums will be prorated. Any additional premiums paid in advance will be refunded to you in full.
Absolutely! AIA Health Overseas Visitors Health Cover (OVHC) applies everywhere across Australia. Whether you’re wanting to travel or move within Australia, you can rest assured that you’re covered. If you do move residences, you’ll need to update your details through the Online Member Portal or by calling us on 1800 161 170 (Onshore: Mon-Fri between 9am-5pm).
Please note, AIA Health OVHC does not apply outside of Australia. If you’re travelling outside of Australia, please refer to the Member Guide for more details or call us on 1800 161 170 to discuss whether you’re eligible to suspend your cover while you’re away.
Frequently asked questions
If you’re applying for visa subclasses 188, 400, 403, 407, 408, 417, 462, 476, 482, 485, or 489, you may be required to show proof of adequate health insurance coverage for the duration of your stay in Australia as part of your visa application to enter the country.
This requirement (8501 Visa Condition) may apply to you and any dependents who will be accompanying you to Australia. AIA Health will provide the required evidence for your visa application either directly to you or to your nominated migration agent or lawyer at your request.
If you’re already in Australia on a different visa and are transitioning to a new visa, you will be able to review and update your cover to suit the conditions of your visa as outlined by the Department of Home Affairs. AIA Health will provide the required evidence of adequate health insurance for your visa application either directly to you or to your nominated migration agent or lawyer at your request.
Please note, that waiting periods can apply for an OVHC policy. Where you are transferring from equivalent (or higher) cover with another health insurer, you may not have to re-serve waiting periods already served. At AIA, we will honour waiting periods already served where you are transferring from equivalent (or higher) cover with another health insurer. An exception to this is where you are transferring from an overseas health insurer, where a 12-month pre-existing condition waiting period will still apply.
For more information on visa conditions, visit the Australian Government Department of Home Affairs.
If your visa gets denied and you cancel your policy within the first 30 days of joining AIA Health, we will refund any premium paid, unless you have made a claim. In which case, your refunded premiums will be prorated. Any additional premiums paid in advance will be refunded to you in full.
Absolutely! AIA Health Overseas Visitors Health Cover (OVHC) applies everywhere across Australia. Whether you’re wanting to travel or move within Australia, you can rest assured that you’re covered. If you do move residences, you’ll need to update your details through the Online Member Portal or by calling us on 1800 161 170 (Onshore: Mon-Fri between 9am-5pm).
Please note, AIA Health OVHC does not apply outside of Australia. If you’re travelling outside of Australia, please refer to the Member Guide for more details or call us on 1800 161 170 to discuss whether you’re eligible to suspend your cover while you’re away.
*Award winning insurance
*Award winning insurance
*APAC Business Awards - 2021 Best Life And Health Insurance Provider (Australia); International Business Magazine Awards - 2021 Best Health Insurance Provider (Australia); WeMoney Insurance Awards - 2022 - Health Insurer of the year & 2022 - Best for Quality (Health Insurance); ProductReview Awards - Best Health Insurance Provider – AIA Health (2021 and 2022).