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Purchase

with AIA Vitality
$

Price includes

  • Hospital excess
  • Australian Government Rebate The Australian Government Rebate (AGR) is an amount the government contributes towards the cost of your private health insurance. The rebate is income and age-tested, which means your eligibility to receive it is determined by your age and how much you earn.
  • No Australian Government Rebate applied
  • Lifetime Health Cover loading Lifetime Health Cover (LHC) is a government initiative that encourages people to purchase and maintain private patient hospital cover earlier in life. If you have not taken out and maintained private patient hospital cover from the year you turn 31, you will pay a 2% LHC loading on top of your premium for every year you are aged over 30, if you decide to take out hospital cover later in life. If you have a partner on your policy, the loading is based on the average of your ages.
  • Age-based Discount If you’re between the ages of 18 and 29 you’ll receive an Age-based Discount on your hospital cover. This discount is calculated at 2% for each year you are under 30, up to a maximum of 10% for those aged between 18 and 25 and is maintained for 10 years. If you have a partner on your policy, the discount you’ll receive is based on the average of your ages.
  • 5% discount on your premium if you have AIA Vitality Simply achieve AIA Vitality Silver Status before December 31 each year to maintain the discount for the following year. If you join after September 30 in a given year, you will have until 31 December of the following year. Please see our Member Guide for more information.
  • $7.50 monthly AIA Vitality fee per eligible adult Access to AIA Vitality for up to two adult members aged 18 or over. To purchase the product without AIA Vitality please call us on 1800 333 004.
  • 30-day cooling-off period If you change your mind (and you haven’t made any claims) you can cancel your cover within 30 days of joining and you will receive a full refund by calling us on 1800 333 004.

What you'll need to purchase your policy today

  • Your bank account or credit card details

  • Your Medicare card

  • A few more minutes to complete our form

By beginning the application, I confirm that I, as well as all other adult persons to be covered by this AIA Health Insurance cover, have read, and consent to the collection, use and disclosure of:

 

  • my/our personal (including sensitive) information by AIA Health Insurance for the purposes of providing this insurance policy and services in connection with it, in the manner contemplated by the AIA Health Insurance Privacy Policy; and
  • my/our name and contact information by AIA Australia for the purposes of offering and providing the AIA Vitality Memberships associated with this insurance policy, in the manner contemplated by the AIA Vitality Terms and Conditions and the AIA Australia's Privacy Policy.

I understand that AIA Health Insurance or its partners may contact me during its regular business hours to discuss an incomplete application.

 

Your details

As it appears on your Medicare card
As it appears on your Medicare card
Gender

Your price may have been updated to reflect your changed state details. As a result, your new price is

Your partner's details

As it appears on their Medicare card
As it appears on their Medicare card
Gender

Your children's details

Gender
addIcon Add another child removeIcon Remove child

Medicare information

Are all the people on the policy eligible and listed on a Medicare card?

All the people on the policy must be listed on a Medicare card to be eligible for this cover. If you do not have Medicare eligibility, you will be unable to make hospital and medical claims on this policy. Please call us on 1800 333 004 to discuss.

This cover may not be suitable for you if you hold a yellow card. Please call us on 1800 333 004 to discuss your cover options.

Switching from another insurer

If you're switching, we will honour any waiting periods already served with your previous insurer. We can cancel your cover and get your clearance certificate from your existing health insurer.

Are you switching from another health insurer?
Do you authorise AIA Health Insurance to cancel your membership with your existing health insurer?

If you do not authorise us to cancel your policy on your behalf, you will need to cancel your policy with your previous health insurer and send your Clearance Certificate to us at Health.MemberServices@aia.com.au. This Certificate outlines details of your previous cover, including any waiting periods you’ve served, the type of cover you held and your claims history. You can start claiming on services that you’re eligible for as soon as we receive this certificate.

Is your partner switching from another health insurer?
Does your partner authorise AIA Health Insurance to cancel their membership with their existing health insurer?

They will need to cancel their policy with their previous health insurer and send their Clearance Certificate to us at Health.MemberServices@aia.com.au. This Certificate outlines details of their previous cover, including any waiting periods they’ve served, the type of cover they had and their claims history. They can start claiming on services that they’re eligible for as soon as we receive this certificate.

Your Australian Government Rebate

We've included the Australian Government Rebate (AGR) in your quote to reduce what you pay for your cover. Your rebate tier has been selected based on your age and the taxable income you selected in step 1. If you need to change your rebate tier, please do so below.

You've changed your income tier, as a result your new price is now 

We've removed the rebate from your quote. As a result, your new price is now

Declaration note

Are you covered by this policy?

I make this declaration on $currentDate

Applicants not covered by the policy cannot claim the Australian Government rebate on Private Health Insurance (excluding child only policies) and employers and trustees of organisations cannot claim the Australian Government rebate on Private Health Insurance on policies paid on behalf of employees.

We've removed the rebate from your quote. As a result, your new price is now

Your income tier has changed , as a result your new price is now

Privacy Notice

Your information may be provided to the Australian Government Department of Human Services. The Department of Human Services uses this information for administering the Australian Government Rebate on Private Health Insurance as a reduced premium. The collection of this information is permitted by the Privacy Act 1988. The Department of Human Services may disclose this information to the Department of Health, the Australian Taxation Office, anyone who you have agreed to have your information or other parties where the release is required or authorised by law (including for the purpose of research or conducting investigations).

 

You can get more information about the way in which the Department of Human Services will manage your personal information, including its privacy policy, at humanservices.gov.au/privacy.

 

Promotional code

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Need help?

Call 1800 333 004

Call us and one of our friendly staff will help you out.

(8am – 6pm AEST, Mon to Fri)