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About you

Please tell us a bit more about you so we can personalise your quote.

Your information

Lifetime Health Cover

Lifetime Health Cover (LHC) is a government initiative that encourages people to purchase and maintain private patient hospital cover earlier in life.


If you have not taken out and maintained private patient hospital cover from the year you turned 31, you will pay a 2% LHC loading on top of your premium for every year you are aged over 30, if you decide to take out hospital cover later in life.

 

Have you held hospital cover before?

We’re checking to see whether you need to pay the LHC loading. This applies to Hospital cover only. Extras only policies do not exempt you from the LHC loading.

Have you held hospital cover continuously since your 31st birthday?

Your partner's information

Lifetime Health Cover

Lifetime Health Cover (LHC) is a government initiative that encourages people to purchase and maintain private patient hospital cover earlier in life.


If your partner has not taken out and maintained private patient hospital cover from the year they turn 31, your partner will pay a 2% LHC loading on top of your premium for every year they are aged over 30, if they decide to take out hospital cover later in life.

 

Has your partner held hospital cover before?

We’re checking to see whether your partner needs to pay the LHC loading.

Has your partner held hospital cover continuously since their 31st birthday?

Let’s determine your Australian Government Rebate

The Australian Government Rebate (AGR) is an amount the Government contributes towards the cost of your private health insurance. To calculate your AGR, we need to know your annual taxable income.

 

Let’s determine your Australian Government Rebate

The Australian Government Rebate (AGR) is an amount the Government contributes towards the cost of your private health insurance. To calculate your AGR, we need to know your annual taxable income.

 

Let’s determine your Australian Government Rebate

The Australian Government Rebate (AGR) is an amount the Government contributes towards the cost of your private health insurance. To calculate your AGR, we need to know your annual taxable income.

 

Help me find cover

To help us recommend the most suitable cover for your needs, please select the main reason you are considering health insurance today.

 

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Need help?

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